Red Valley Financial

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Planning & Investment Services

Comprehensive financial guidance geared to your life.

Who We Serve

We proudly work with individuals and families throughout Northern Arizona, including:

Retirement Planning for Retirees & Near-Retirees

If you are within 5–10 years of retirement—or already retired—we help you evaluate your options and create a plan designed to support income, stability, and flexibility.

Create retirement income strategies and coordinate pension and Social Security benefits
Structure IRA and 401(k) rollovers
Plan for post-retirement and long-term care costs
Implement tax-efficient withdrawal strategies

Our retirement planning process is designed to provide stability throughout your retirement years.

Financial Planning & Investing for Working Families

Our investment approach is disciplined and goal-focused, balancing opportunity with risk awareness. For families building wealth, we provide:

Retirement account creation, management, and consolidation
College savings planning
Life insurance needs analysis
Estate planning coordination
Cash flow and budgeting strategy

We help families build a financial foundation through thoughtful planning, saving strategies, and long-term goal setting.

Small Business Financial Planning

We work with business owners to develop retirement and succession strategies that align with both personal and business financial goals. We assist with:

Retirement plan design (SEP IRA, SIMPLE IRA, 401(k))
Succession planning & Business exit planning
Tax-efficient compensation strategies

Your business is more than income — it’s legacy.

Financial Planning for Educators & Teachers

We help education employees, such teachers, administration, support staff, and educational specialists, understand their retirement benefits, including pension options and supplemental retirement so they can make informed financial decisions. We help you navigate:

Pension systems
403(b) retirement plans
Unique retirement timelines

We provide specialized planning tailored to education employees retirement systems and pension coordination.

“Successful investing takes time, discipline, and patience. No matter how great the talent or effort, some things just take time.”

– Warren Buffett

Red Valley Financial

PO Box 20279

Sedona, AZ 86341

We are here to help

928-340-1061

Securities and advisory services offered through Independent Financial Group, LLC (IFG), a Registered Investment Adviser. Member FINRA/SIPC. Red Valley Financial and IFG are unaffiliated entities. IFG Registered Representatives associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. Information provided is from sources believed to be reliable however, we cannot guarantee or represent that it is accurate or complete. Because situations vary, any information provided on this site is not intended to indicate suitability for any investor. Hyperlinks are provided as a courtesy and should not be deemed as an endorsement. When you link to a third-party website you are leaving our site and assume total responsibility for your use or activity on the third-party sites.

DISCLAIMER: Red Valley Financial is an independent financial services firm. Advisory services are offered through properly registered individuals and entities, where required. Registration does not imply a certain level of skill or training. The information contained on this website is for informational purposes only and should not be construed as personalized investment, tax, or legal advice. You should consult with a qualified professional before making any financial decisions based on your individual circumstances. All investing involves risk, including the possible loss of principal. Past performance is not indicative of future results. Investment strategies and market conditions may change over time. Any references to specific securities, products, or services are for illustrative purposes only and do not constitute a recommendation to buy or sell any investment. Asset allocation and diversification strategies do not guarantee a profit or protect against loss. Insurance products are offered through properly licensed individuals. Guarantees are based on the claims-paying ability of the issuing insurance company. This website may contain links to third-party websites. Red Valley Financial is not responsible for the content, accuracy, or privacy practices of those sites. By using this website, you acknowledge and agree to the terms outlined in this disclaimer.